In order to put merchandise on layaway, come in to your local store and pick out the items you want. Starting a layaway plan requires a small down payment in order to get your information into the system. Then, payments of at least $10 are required every two weeks. These payments can be made by coming into the store or sending them via mail.
The final payment is due within 24 months. Putting items on layaway does not mean that the merchandise will be held at the American Freight store; instead, it guarantees the price. After your final payment has been made, a minimum of four weeks is requested to ensure your order is in stock. Once the merchandise arrives, you can choose to pick it up or have it delivered.
No refunds are issued ten days after your initial payment is made; however, if you are current on your payments and don’t receive your merchandise within four weeks after your final payment, you are entitled to a full refund. After six months of delinquent payments,a $10 monthly service charge will be assessed each month until a payment is made.